ITdoc

PRACTICES / 06 — FINTECH / REGULATION

FinTech.

The law behind
the flow of funds.

We work on legal structures for technology products involving payments, settlements, agency relationships, financial services, and digital assets.

In FinTech, it is essential to understand not just the documents, but also the actual flow of funds, the participants’ roles, and the applicable regulation.

[ FINTECH / REGULATION / MODEL ]
01[ WHEN YOU NEED US ]

When you need us.

  1. 01

    Launching a payment or financial service

  2. 02

    Using an agency model

  3. 03

    Accepting or distributing payments

  4. 04

    Working with multiple parties in the settlement process

  5. 05

    Launching a digital asset product

  6. 06

    Entering another jurisdiction

  7. 07

    Identifying applicable regulation

  8. 08

    Changing the flow of funds

02[ FLOW OF FUNDS ]

Fund flows first.
Legal structure second.

The title of a contract does not determine the nature of a financial product.

You need to understand who receives the funds, who owns them, on what basis they move, who acts on whose behalf, and what role each participant plays.

PARTIES
+
FLOW OF FUNDS
+
LEGAL BASIS
+
REGULATION
MODEL
03[ SUBJECT MATTER ]

What we work with.

  • PAYMENTS
  • AGENTS
  • FINANCIAL SERVICES
  • DIGITAL ASSETS
  • CRYPTO
  • MONEY FLOWS
  • KYC
  • AML
  • PLATFORMS
  • REGULATION
  • CROSS-BORDER OPERATIONS
04[ DOCUMENTS ]

Documents.

A legal framework needs to work in practice.

[ FINTECH / DISCUSS YOUR CHALLENGE ]

Designing
a financial service?
Let’s examine the model.